thumb_up Key Benefits of the Wells Fargo Active Cash® Card

The Active Cash® Card offers exceptional simplicity: flat 2% rewards, no annual fee, and a strong welcome bonus — making it perfect for everyday purchases and long-term use.

• done Unlimited 2% cash rewards on all purchases — no categories required.
• done $200 cash rewards bonus after spending $500 in the first 3 months.
• done 0% intro APR for 15 months on purchases and qualifying balance transfers.
• done No annual fee and cash rewards never expire as long as your account is open.

thumb_down Drawbacks of the Wells Fargo Active Cash® Card

While great for flat-rate rewards, the card doesn’t offer elevated earnings in specific categories or premium travel perks.

• close No bonus categories for higher returns on dining, travel, etc.
• close No access to a rewards platform with points transfer or premium benefits.

help How to Apply for the Wells Fargo Active Cash® Card

You can apply online in minutes through the official Wells Fargo website. The process is quick and secure, with instant decisions in many cases for qualified applicants.

1. Visit the official Wells Fargo credit card page.
2. Locate the Active Cash® Card and click “Apply Now.”
3. Fill out the application form with personal and income details.
4. Review the terms and submit your application.
5. Wait for instant approval or further instructions via email.

Earn unlimited 2% back on every purchase — effortlessly.