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Discover the Benefits of the Prime Visa Credit Card

Maximize your Amazon and Whole Foods purchases with 5% back, no annual fee, and valuable everyday rewards — exclusively for Prime members.

In this article, we explore the Prime Visa — a powerful rewards card for Amazon Prime members. With 5% back at Amazon and Whole Foods Market, plus cash back in common categories like restaurants and gas stations, the Prime Visa delivers serious everyday value. There’s no annual fee, no foreign transaction fees, and rewards never expire — making it a top choice for loyal Amazon shoppers.

Key Benefits of the Prime Visa Credit Card

The Prime Visa is built for Amazon users, but its broad reward categories make it a smart choice for everyday spending across multiple needs.

  • 5% cash back at Amazon.com and Whole Foods Market (Prime membership required).
  • 2% back at restaurants, gas stations, and transit (including ride shares and tolls).
  • 1% back on all other purchases — no categories to track.
  • No annual fee, no foreign transaction fees, and rewards never expire.

Drawbacks of the Prime Visa

While the card offers excellent value for Amazon users, it’s less attractive for those who don’t shop frequently on Amazon or aren’t Prime members.

  • Must be an Amazon Prime member to earn 5% — otherwise limited to 3%.
  • Rewards are better suited for Amazon ecosystem — not ideal for travel or point transfers.

How to Apply

You can apply quickly through Amazon’s secure application process. Approval is often instant for eligible Prime members with good to excellent credit.

  • Log into your Amazon Prime account.
  • Go to the Prime Visa application page.
  • Click “Apply Now” and complete the short application.
  • Review the terms and submit.
  • Receive a decision instantly and start shopping with your new card.

Earn 5% back where you already shop — Amazon and Whole Foods.

Apply on Amazon’s Secure Website