Double your cash back, effortlessly: Citi Double Cash® Credit Card

Earn unlimited 2% cash back on every purchase — 1% when you buy and 1% when you pay — plus a $200 welcome offer and a $2,500 starting credit limit, subject to credit approval.

By: Ernesto Stalin

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Double your cash back, effortlessly.

Get a $2,500 starting credit limit, unlimited 2% cash back on every purchase (1% when you buy + 1% when you pay), and a $200 welcome offer after qualifying purchases with the Citi Double Cash® Credit Card.

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2% cash back on everything, every time

With the Citi Double Cash® Credit Card, you earn 1% cash back when you make a purchase and an additional 1% when you pay your balance. No rotating categories, no enrollment, and no limits on how much you can earn — just simple, automatic rewards on groceries, gas, streaming, travel, dining, and more.

  • How does the $200 welcome offer work?

    You can earn a $200 cash back bonus after you spend $1,500 in purchases within the first 6 months of opening your account. Once you qualify, the bonus is credited to your account according to the card’s terms.

  • Do I need to track bonus categories?

    No. There are no rotating categories or special enrollments. You earn 2% cash back on all your purchases — 1% when you buy and 1% when you pay — regardless of where you use your card.

  • Is there a limit to how much cash back I can earn?

    There is no cap on the total amount of cash back you can earn. As long as you keep using your card for purchases and paying your bill, you keep earning unlimited 2% cash back.

Welcome bonus and $2,500 starting limit

Subject to credit approval, you can start with a $2,500 credit limit and earn a $200 cash back welcome bonus after spending $1,500 in purchases in the first 6 months. It’s a powerful combination for anyone who wants a rewarding everyday card with strong initial value and long-term earning potential.