Stop leaving cash back on the table.

Earn 2% cash back on every purchase with the Citi Double Cash® Credit Card. Enjoy a $1,250 initial credit limit, no annual fee, and unlimited rewards you can redeem your way.

By: Ernesto Stalin

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Stop leaving cash back on the table.

Earn 2% cash back on every purchase with the Citi Double Cash® Credit Card and turn everyday spending into rewards you can actually use.

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Earn 2% cash back on everything you buy

Earn 1% cash back when you make a purchase and an additional 1% when you pay it off. With the Citi Double Cash® Credit Card, your everyday expenses start working for you — with no complicated rules or rotating categories.

  • How does the 2% cash back work?

    You earn 1% cash back when you make a purchase and an additional 1% when you pay your balance. That means a total of 2% cash back on every eligible purchase you make and pay off.

  • Is there an annual fee for this card?

    No. The Citi Double Cash® Credit Card has no annual fee, so you can maximize your rewards without paying extra just to keep the card.

  • Who is this card recommended for?

    This card is ideal for anyone who wants a simple, straightforward way to earn cash back on all purchases, without tracking categories, and who values flexibility when redeeming rewards.

No annual fee and flexible rewards

Enjoy a $1,250 initial credit limit, no annual fee, and the freedom to redeem your rewards as cash back, statement credits, gift cards, or travel. Backed by a bank with over 200 years of experience, this card combines reliability, simplicity, and real value.