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Discover the Benefits of the Hilton Honors American Express Surpass® Card

Earn high-value Hilton Honors points, enjoy Gold elite status, and unlock premium travel perks — all with generous everyday rewards.

In this article, we explore the Hilton Honors American Express Surpass® Card — a powerful hotel rewards card for travelers who frequently stay at Hilton properties. With 12x points on Hilton purchases, automatic Gold status, Priority Pass™ lounge visits, and strong category bonuses, this card brings luxury-level benefits at a mid-range price point.

Key Benefits of the Hilton Honors Amex Surpass® Card

The Surpass® Card offers a strong mix of elevated rewards, hotel perks, and travel flexibility — making it an ideal fit for Hilton loyalists and frequent travelers.

  • Earn 12x Hilton Honors points on purchases at Hilton hotels and resorts.
  • Earn 6x points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Automatic Hilton Honors Gold status — with room upgrades, free breakfast, and more.
  • 10 complimentary Priority Pass™ lounge visits per year and no foreign transaction fees.

Drawbacks of the Hilton Honors Amex Surpass® Card

This card is ideal for Hilton travelers, but has limited value if you don’t stay at Hilton properties or prefer flexible point programs.

  • $150 annual fee with no first-year waiver.
  • Hilton points are less flexible and may offer lower per-point value compared to transferable programs.

How to Apply

You can apply quickly and securely through the American Express website. A good to excellent credit score is generally required for approval.

  • Go to the Hilton Honors Surpass® Card page on the Amex website.
  • Click “Apply Now” to begin your application.
  • Enter your personal and financial details.
  • Review the terms and submit the application.
  • Wait for an instant decision or email response within a few days.

Stay with Hilton and get rewarded with elite benefits and bonus points.

Apply on American Express Website