Discover the Benefits of the Citi Premier® Card

Maximize your travel and everyday spending with 3x points on air travel, hotels, gas, dining, and supermarkets — all with flexible rewards through Citi ThankYou® Points.

In this article, we explore the Citi Premier® Card — a versatile travel and lifestyle card designed for those who want to earn generous rewards on both everyday purchases and travel. With 3x points on five major categories and access to Citi ThankYou® transfer partners, it’s ideal for users who want elevated rewards and flexible redemption options with a reasonable annual fee.

Key Benefits of the Citi Premier® Card

The Citi Premier® Card offers strong reward potential across daily and travel expenses, with added flexibility to transfer points to airlines — giving cardholders serious travel value.

  • Earn 3x points at restaurants, supermarkets, gas stations, air travel, and hotels.
  • Earn 1x on all other purchases.
  • 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months (worth $600 in gift cards or travel).
  • Points can be transferred to over 15 travel loyalty programs, including airlines.

Drawbacks of the Citi Premier® Card

While competitive, the card may not appeal to those looking for premium travel perks or flat-rate simplicity.

  • $95 annual fee with no lounge access or travel credits.
  • ThankYou® Points program is best leveraged with airline transfers — which may not appeal to casual users.

How to Apply

You can apply online quickly and securely through Citi’s official website. A good to excellent credit score is usually required for approval.

  • Visit Citi’s credit card page.
  • Find and select the Citi Premier® Card.
  • Click on “Apply Now” to begin the process.
  • Provide your personal and financial information.
  • Submit and wait for instant or email decision.

Start earning big on everyday spending and unlock global travel rewards.

Apply on Citi’s Official Website