thumb_up Key Benefits of the American Express® Gold Card

The Amex Gold Card offers premium-level rewards in everyday categories like food and groceries, while still delivering valuable travel perks and shopping protections.

• done Earn 4x Membership Rewards® points at restaurants, including takeout and delivery.
• done Earn 4x points at U.S. supermarkets (on up to $25,000 per year, then 1x).
• done $120 annual dining credit at select partners like Grubhub and The Cheesecake Factory.
• done No foreign transaction fees and strong travel protections.

thumb_down Drawbacks of the American Express® Gold Card

The card delivers excellent value for frequent spenders, but may not be ideal for low spenders or those who prefer cash back.

• close $250 annual fee with no lounge access included.
• close Most benefits are tied to U.S.-based spending and partners.

help How to Apply for the American Express® Gold Card

You can apply quickly through the American Express website. A good to excellent credit score is recommended, and approval is typically instant after submission.

1. Visit the official American Express website.
2. Navigate to the “Personal Cards” section and choose “Gold Card.”
3. Click “Apply Now” to begin the application process.
4. Enter your personal and financial information.
5. Submit the application and wait for approval confirmation.

Turn your everyday purchases into premium rewards with the Amex Gold Card.