Take Your Credit Further with a $3,800 Limit and Benefits That Match Your Ambition The Chase Sapphire Preferred® Card delivers serious value for cardholders who want to be rewarded for how they live, travel, and spend. With a strong $3,800 starting credit limit, it’s made for those who need flexibility – whether you're booking a dream vacation, planning a large purchase, or simply managing daily spending with more confidence. You’ll earn 2x points on every dining or travel transaction, and those points become even more powerful when redeemed through Chase Ultimate Rewards®, offering 25% more value. Whether you're saving for a getaway or converting points to cash or gift cards, you're always getting more for what you spend. It also includes a full suite of protection and benefits typically reserved for premium-tier cards – from built-in travel insurance and extended warranty to zero foreign transaction fees and Chase’s powerful fraud monitoring. Chase is a name trusted by millions across the U.S., offering one of the most robust and secure credit card experiences available. When you apply for the Sapphire Preferred® Card, you're choosing reliability, flexibility, and a path to rewarding experiences – starting with a $3,800 line of credit to help you do more from day one.